May 17, 2017

Biting the Bullet

Well, headed to the credit union today to put in for a car loan.

Going to buy that 2011 Tacoma my friend is willing to sell to me.  It's got a crew cab, so I can carry 3 passengers (4 if they are small and can fit three across the back seat), plus a 6 foot bed with a cap, so I could sleep in the bed of the truck if it comes to that.

With the 6 cylinder engine and 4WD, it should suffice for any purpose I might need it for, and it has a tow package installed (hitch and wiring), so I could pull a small trailer as well.

Given that the vehicle only has 14,000 or so miles, and given the tendency of Toyota's light duty vehicles to last forever, I wouldn't be surprised if this is the last vehicle I buy for 20 years or more.

Going to suck going back into debt, but I don't have much choice at this point.  And I think this is going to be a good investment at that.  I'll pay extra every month, get it paid off ASAP.

If the credit union approves, and I see no reason they wouldn't -- I have 20%+ down payment, and haven't got a smudge on my credit report -- then maybe this weekend I'll take a drive to the gun range to celebrate.


Suz said...

It certainly sounds like a great deal. Get it, enjoy it and pay it off PDQ.

Old NFO said...

Nice find! Good luck with that!